Housing Loan

Whether you require financing to build or purchase a residence, we offer Housing Loans at attractive interest rates and flexible repayment terms.

Housing Loan

As a Member, you are eligible to:

  • Financing of up to 100% of the value of the project
  • Interest rates at 9% per annum on a reducing balance basis
  • Up to 20 years to repay the Loan

Conditions
Please note that eligibility is also subject to:

  • 20% cash collateral frozen from borrower’s shares and/or savings accounts
  • Proof of monthly salary or income
  • Pledge of assets or mortgage of property
  • Mortgage protection insurance cover

For more information on the terms & conditions of this product, please contact us or pay us a visit at any one of our branches.

SAVE REGULARY

Whether you’re looking for a traditional savings plan, a high-rate flexible account, or you want to lock in a guaranteed return, SCU has the savings options that help your money grow.  

BORROW WISELY

  • No hidden fees or transaction charges
  • Reasonable & affordable interest rates
  • Repayment terms to suit you
  • No penalty on early repayement
  • Additional Lump Sum repayments

 

Housing Loan

Whether you require financing to build or purchase a residence, we offer Housing Loans at attractive interest rates and flexible repayment terms.

Housing Loan

As a Member, you are eligible to:

  • Financing of up to 100% of the value of the project
  • Interest rates at 9% per annum on a reducing balance basis
  • Up to 20 years to repay the Loan

Conditions
Please note that eligibility is also subject to:

  • 20% cash collateral frozen from borrower’s shares and/or savings accounts
  • Proof of monthly salary or income
  • Pledge of assets or mortgage of property
  • Mortgage protection insurance cover

For more information on the terms & conditions of this product, please contact us or pay us a visit at any one of our branches.