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Whether you’re looking for a traditional savings plan, a high-rate flexible account, or you want to lock in a guaranteed return, SCU has the savings options that help your money grow.  


  • No hidden fees or transaction charges
  • Reasonable & affordable interest rates
  • Repayment terms to suit you
  • No penalty on early repayement
  • Additional Lump Sum repayments


Security loan

The Seychelles Credit Union offers its Members Fully Secured Loans at attractive interest rates and flexible repayment terms.

As a Member, you are eligible to:

  • Financing of up to 100% the value of the investment
  • Interest rates at 10% per annum on a reducing balance basis
  • Up to 10 years to repay the Loan

Please note that eligibility is also subject to:

  • 106% cash collateral frozen from borrower’s shares and/or savings accounts inclusive of six months’ worth of interest payment
  • Proof of monthly salary or income

For more information on the terms & conditions of this product, please contact us or pay us a visit at any one of our branches.


We can help you choose a repayment plan which suits you best

If your circumstances change and you want to alter your repayement plan, SCU is there to help you. You can repay your loan in full, at any time, without any penalty charger.

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