Housing Loan

Whether you require financing to build or purchase a residence, we offer Housing Loans at attractive interest rates and flexible repayment terms.

As a Member, you are eligible to:

  • Financing of up to 100% of the value of the project
  • Interest rates at 9% per annum on a reducing balance basis
  • Up to 20 years to repay the Loan

Please note that eligibility is also subject to:

  • 20% cash collateral frozen from borrower’s shares and/or savings accounts
  • Proof of monthly salary or income
  • Pledge of assets or mortgage of property
  • Mortgage protection insurance cover

For more information on the terms & conditions of this product, please contact us or pay us a visit at any one of our branches.